Private Pay Options for Recovery
Seek out a personal loan from a close friend or family member
Perhaps you have a close relative who has been advocating your recovery for quite some time – someone who is financially stable and might be willing to provide you with a personal, interest-free loan. While it never hurts to ask, make absolutely sure that you are being sincere and that you are willing to do whatever it takes to get clean and sober. You can only ask for a loan from someone you know so many times before all of your interpersonal resources get cut off. Also, remember that your actions while in active addiction might make this option unrealistic. If you consistently stole money from your loved ones in order to support your habit (for example), you might have a more difficult time convincing them that this time you mean business. Take all of these factors into account before requesting financial aid from someone close to you.
Seek out a personal medical loan from your financial establishment
Your credit union, bank, or another financial establishment may be able to offer you a personal medical loan to help cover the cost of medical detox and recovery. Financial companies offer financing options when it comes to medical necessities and addiction treatment is considered essential by all standards. You may also want to look into getting a credit card. Many credit card companies will offer deferred interest plans or low interest rates when it comes to essential medical expenses like medical detox and other recovery programs.
Look into acquiring a secured medical loan
A secured medical loan is also an option. Applying for such a loan will require you to put down some collateral upfront. This collateral does imply more competitive rates, though in order to obtain such a loan you must have a good credit score, good credit history and be in generally good financial standing. Your lender will also look into your financial background and determine whether or not you have any outstanding and significant debt so be prepared for that.
Set up a payment plan with one of our financial advisers
We understand that it isn’t always possible to pay the entire amount upfront. Addiction is a far-reaching disease, one that compromises all aspects of life and leads to serious self-destructive behaviors. At Immersion Recovery Center we understand that financial insecurity goes hand-in-hand with years of drug abuse and alcoholism. Not only is supporting a chemical dependency extremely costly, but those in the throes of active addiction are rarely able to focus on budgeting or saving. We will do everything in our power to make the process as easy and straightforward as possible.
Ask about additional financing options
There are many options available when it comes to self paying for medical detox and recovery services. Our main goal is helping you get the treatment you need as quickly as possible. To learn more about our self-pay options and other means of financing treatment just give us a call and we will be happy to help you out.